Loan insurance news

Since 2016, we have observed successive reductions in the rates of our Insurance Partners of around 30%. If before 2016, taking out insurance outside your bank was already attractive given the rates charged by group banking contracts, renegotiating your insurance under delegation in 2019 can generate savings of around 20% on… Read more »

What does the Hamon law change in loan insurance for individuals? The Hamon law allows the borrower to change their loan insurance contract within the first 12 months of their mortgage. He can thus take out a cheaper contract with more comprehensive guarantees, which adapt to market developments. What (s)… Read more »

The loan insurance comparator jempruntejassure.com launched by INIXIA, the insurance subsidiary of Labougeotte, appeared in TF1's 1pm newscast. It is Assia MHIDRA, insurance advisor for jempruntejassure.com, who was interviewed, as part of the report she receives a client to whom she has saved more than € 2000 on her borrower insurance…. Read more "

From now on, any borrower can cancel the insurance linked to his mortgage each year to obtain a cheaper offer from another company. The Constitutional Council rendered its decision on Friday January 12 and authorizes the annual termination of loan insurance for all mortgage insurance contracts in force on January 1, 2018. This… Read more »

Most borrowers take too much time to study all the things relating to a mortgage and ignore the interest and cost of borrower insurance. The Hamon law made it possible to easily terminate a mortgage insurance contract, including for contracts in progress for… Read more »

Sometimes borrower insurance does not cover certain guarantees. Homeowners may realize during an event that mortgage loan insurance cannot be performed in a context, this can be avoided if the borrower checks the key points of his borrower insurance contract when he chooses his loan insurance or when he has it… Read more »